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My investing framework: only what I understand

2026-06-12Invest9 min
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Circle of competence

I only invest in companies whose business model I can explain. If I can't understand it, I skip it — no matter the hype.

💡 If I can't explain how it makes money in three sentences, it's outside my circle.

Value, but stay humble

Valuation is an anchor for myself, not a precise prophecy. I keep a margin of safety.

Long-term by default

My holding period is measured in years. Frequent trading just works for the broker.

Tools

For research I use a research tool subscriptionaffiliate link to track fundamentals and valuation changes.